Recently, we highlighted the expected direction of mortgage interest rates ⬆. The predictions not only came true, but the increase in rates is even more significant. In the coming days, articles about rate hikes will be full of superlatives like “jump, unprecedented, drastic.”

However, beware of hasty decisions. Just because loans are getting more expensive, and there is a feeling that they will never be cheaper, it does not mean you need to go into debt or buy property unplanned.

If, however, you already have your eye on a property or know you will buy or build one, favorable rate guarantees can still be secured.

If your mortgage fix period ends within the next two years, make sure to reach out—we are happy to help negotiate your rate for the next period right now. There are many options, and the optimal solution can sometimes be very simple—it doesn’t necessarily mean changing banks immediately.

When it comes to investments and savings, we can also show you how to protect your savings against inflation.