In the latest episode of the Beyond Advisory podcast, we sat down with Ondřej Dolínek to discuss mortgages, investing, and the future of housing in the Czech Republic.

Why isn’t the interest rate the most important parameter of a mortgage?

What risks do families often underestimate?

And why are some investors moving away from buy-to-let properties and shifting their money into investment funds?

💡 In this episode, you'll learn:

➜ why refinancing does not mean starting to pay interest from scratch

➜ how to structure a mortgage based on your life situation

➜ why younger generations are changing their view of homeownership

➜ how to protect family finances from unexpected risks

➜ whether a mortgage-financed investment property still makes sense today

➜ what interest rate developments Ondřej expects in the coming years

🎧 An open conversation with a financial strategist who has arranged mortgages worth more than CZK 6 billion, discussing housing, investments, and the future of the Czech mortgage market.